CHECKING

Cornerstone Free Checking Account | Cornerstone Checking | Cornerstone Plus Checking
Cornerstone Business Checking | Business Account Analysis

At Home Savings Bank, we are proud of continuing to be your premier choice in banking. As we move into the realm of full-service banking, our signature in maintaining independence and local ownership remains solid. A hometown attitude and recognizing our patrons needs are important ideals that we hold key to our success in helping you achieve your financial goals. We are proud to offer five checking options designed to help you both in ease and management of your checking account.

CORNERSTONE FREE CHECKING ACCOUNT – This checking account is completely free with the exception of checks. Checks are priced according to the style and design. You may order checks from your own vendor if you choose.

CORNERSTONE CHECKING – With this checking plan, a $500.00 minimum balance waives the $2.50 monthly maintenance fee and the $.14 per check written fee. As an added plus, the fee is also waived if you are at least 62 years of age and participate in the direct deposit of your social security. You’ll also benefit by earning an interest rate on a balance of $2,500 to $9,999.99 and an even higher rate on a balance of $10,000 and over. Updated rates are listed under the rate section.

CORNERSTONE PLUS CHECKING – This checking option provides benefits with a maintained $1,000 minimum balance in your Cornerstone Statement Savings, waiving the $2.50 monthly maintenance fee and the $.14 per check written fee. Cornerstone Plus Checking also provides for interest rates in your Cornerstone Statement Savings. The earned interest rates are tiered as your Cornerstone Statement Savings account reflects the following dollar amounts; balances up to $2,499.99, balances from $2,500 to $4,999.99, balances from $5,000 to $9,999.99, and balances over $10,000 receive even higher rates. Updated rates are listed under the rate section.

CORNERSTONE BUSINESS CHECKING – A checking account with business in mind, maintaining a minimum balance of $2,500 waives a monthly maintenance fee of $5.00 plus $.14 per check written. In addition, the minimum monthly balance maintained will allow you 75 maximum deposited items per month. Additional deposited items are subject to a $.10 per item fee.

BUSINESS ACCOUNT ANALYSIS – A checking account with corporations and partnership types of business in mind with higher volumes of transactions. For more details contact a customer service representative.

Just as a cornerstone marks the most essential part of a building, Home Savings Bank’s Cornerstone Checking accounts will mark a very important part in building your financial goals. Ask us about our Cornerstone Checking accounts and begin laying the foundation to achieving your own financial success.